The Best Car Insurance for 2012
Wednesday
Jan 4, 2012
The best car insurance in the Philippines for 2012 is a comprehensive insurance policy. Third party liability insurance is mandatory by law, but that is not enough to eliminate all the risks involved in driving. A comprehensive policy will cover bodily injury, property damage and unnamed passenger personal accident. The car is protected and the people in it are protected.
![dangerous driving in the rain [I know I shouldn't be doing this, but ...]](http://farm4.static.flickr.com/3174/2750711638_4148c3f860.jpg)
There is also total protector insurance that includes the compulsory third party liability and loss or damage of car and theft as well as protection from acts of nature such as an earthquake, typhoon or flood. Then there is also finance available for loans for people with bad credit. It can also give legal assistance and bail bond, road assistance, towing expenses, a waiver of deductible and depreciation as well as many other options.
Safe Driving Features
Wednesday
Aug 10, 2011
Driving is such a nonchalant type of activity nowadays that most people don’t give it much thought. But despite its outstanding prevalence, driving is still a dangerous activity in many ways. High speeds, heavy vehicles, and different driving skill levels, among many other factors, all contribute to potential danger on the roads. If you’re seeking out the safest possible trip for you and your family every time you drive, you’ll need to depend on a few key car components designed to make every drive safer. Some are obvious safety features, while others are less clear. Whatever they are, however, you want to keep these safety components in good shape, so that you and your passengers always make it safely from Point A to Point B and beyond.
What makes a good driver?
Friday
May 13, 2011
Although this is Pinoy Auto Blog, being a good driver encompasses the whole world.
Gaby Dela Merced, just one of the PH best drivers
This infograph shows what a good driver should be (that is, according to the insurance world that is)
A good driver should be:
- Licensed
- Without more than one violation point
- Without more than one dismissal of charges for incidents that would have resulted in one violation point
- Without DUIs during the past seven years
Is there such a driver in the Philippines? Are you one? If you have yet to drive, then it would be best to make this your goal. If you are already driving then maintain your pristine record. If you are missing one or a few of the qualities above, don’t give up being a good driver.
How good is your driving? by Car Insurance Comparison
Image By SpoonerTuner (Spooner Tuner) [Public domain], via Wikimedia Commons
Sen. Trillanes Wants Speed Limiters on PUVs
Monday
May 2, 2011
Senator Trillanes wants to even further limit the speed of Public Utility Vehicles (PUV) with his Senate Bill No. 2790 or the proposed “Speed Limiters Act of 2011.”
“It is hoped that by enforcing strict compliance with the mandated speed limits in various streets, highways and thoroughfares, vehicular accidents caused by speeding is reduced and that lives will be saved,” said Trillanes.
The proposal suggests that PUV operators/owners will shoulder the cost of buying/installing speed limiter and the Department of Transportation and Communication (DOTC) will observe the installation. The proposal also says that the Land Transportation Office (LTO) will not register PUVs without any speed limiting device.
Once passed and implemented, violators will be fined PHP 30,000 and a jail term of up to 3 years.
[Article via: Top Gear PH | Image via: 9shaun at the English language Wikipedia [GFDL, CC-BY-SA-3.0, GFDL or CC-BY-SA-3.0], from Wikimedia Commons
MMDA posts pictures of speeding violators
Wednesday
Apr 27, 2011
After more than a hundred years of independence, it would have been comforting to know that have made steps towards civilization. Not really. Despite all the “developments” we see here there and elsewhere, it seems like someone from the government with a “brilliant idea” would throw us back a couple of hundred years back.
In previous news, Commonwealth Avenue, the death highway, got a speed limit of 60 kph. And they did that after some government bigwig got killed by a rampaging bus. Never mind if it ever occurred to government officials that maybe it’s not the speed. Maybe it’s idiots on the road that’s more of a threat.
They say that the speed limit has made Commonwealth safer. But in a road with a billion lanes, 60 kph in modern day motoring is slow. A trip that used to take ten minutes when you can at least go at 70 or 80 kph just got longer. And in Metro conditions, minutes count especially once you deal with the other clogged arteries of Quezon City. Speed doesn’t kill. Suddenly coming to a halt is what gets you. Or some other idiot on the road. Both, I guess.
LTFRB Cebu Recommends Franchise PUVs Only
Wednesday
Apr 20, 2011
The Land Transportation Franchising and Regulatory Board in Cebu is advising all commuters to only ride on buses that are registered with them.
It’s expected that on the Holy Week holidays, people will be coming to and fro from different places. This usually means a lot of business for the franchised bus companies, but it also means that the unregistered buses will be roaring down the roads with them. Unfortunately, compared to those with a franchise, the riders of unregistered buses won’t have any covered insurance.
According to the LTFRB, that commuters should only ride on public terminals as only those PUVs with franchises can enter them.
[Article via: Philippine Information Agency | Image via: Wikimedia Commons [Unported CC by-SA 3.0])
LTO and LTFRB checks for defective buses
Tuesday
Apr 19, 2011
To ensure the safety of all the bus passengers going to the provinces this Holy Week, the Land Transportation Office (LTO) and the Land Transportation Franchising and Regulatory Board (LTFRB) have joined forces with Hino Philippines Engineers to check up on buses in the terminals:
At the Araneta Bus Terminal, a team led by LTO Director for Law Enforcement Services Edgar Cabase, Sr. are keeping an eye against worn out tires, defective lights, cracked windshields, and other internal and external vehicular defect that may lead to malfunctioning of the bus unit and may eventually lead to accidents that can claim the lives of both the bus driver and his passengers.
Wouldn’t it be nice if they do a surprise inspection rather an announced one? We hope this move will reduce the bus accidents this Holy Week.
[Article via: Tempo | Image via: Wikimedia Commons (CC by-SA 3.0)]
HB 1576: Slow-moving Vehicles Act
Wednesday
Mar 30, 2011
Was there ever a time that while you’re driving in the left-hand lane, you wished that the slow-moving car or scooter in front of you would just move to the right lane so you can get on your way? If yes, then you should ask Congress to pass the House Bill 1576 as soon as possible.
House Bill 1576 is called the Slow-moving Vehicles Act. It’s authored by Pampanga Representative Gloria Arroyo and her son, Dato Arroyo. It basically says that if any vehicle that is moving below the required speed of a particular road, should be on the right lane. Violators will pay PHP 10,000 or 3 months driver’s license suspension.
A bit stiff but slow moving vehicles usually clog up the road for those who are in a hurry. There are even cases that they cause accidents because those who overtake them usually counterflows and hits vehicles on the opposite side of the road.
Read the House Bill here
[Image via: Wikipedia Commons]
DLSU building new solar powered car
Wednesday
Mar 23, 2011
Pinoy car builders are focusing more and more on environment-friendly vehicles. One group is creating a solar-powered car to run a solar race in the near future.
De La Salle University’s Mechanical Engineering and Electronics and Communications Engineering departments is building Sikat II, a third gen solar powered car. It will take part in the World Solar Challenge 3,000 Km race on October in Australia.
Sikat II still being made. A model was presented to the Philippine Solar Car Challenge Society, Inc. According to one of its creators, it is currently only on 20 percent construction. Supposedly it will be lighter and faster than its predecessors. It will have a 110 kph top speed and it will weigh less than 180 kg.
[Article from PhilStar | Image from Top Gear PH]
Auto Dealers Arming for Added Security Against Carnappings
Tuesday
Jan 18, 2011
The carnappers are at it again. After the spate of carjacking incidents late last year, criminal groups are now targeting used car dealers in what appear to be carjacking with homicide incidents.
In two separate incidents reported just this week, apparent carnappers have hijacked vehicles while supposedly test-driving them, after which the car dealers were killed and then burned.
Emerson Lozano was found charred and left in an empty lot in Pampanga last January 14, while Venson Evangelista was found under similar circumstances in Nueva Ecija.
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